Rates
CURRENT INVESTMENT RATES Dividends Anticipated for Period Ending 12/31/2011 Certificate Of Deposits Penalty for Early Withdrawal Minimum Deposit $1,000.00 |
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| Term | Annual Percentage Yield (APY)** | Dividend Rate |
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| 3 month | 0.40% |
0.40% | |||||||||
| 6 month | 0.50% | 0.50% |
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| 1 year | 0.75% |
0.75% | |||||||||
| 18 months | 0.85% | 0.85% | |||||||||
| 2 year |
1.10% | 1.11% |
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CHECKING(SHARE DRAFT)* AND SAVINGS(SHARE)** ACCOUNTS Fees imposed could reduce earnings on the account Money Market Checking Account |
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| Minimum Opening Balance $2,500.00 |
Minimum Average Daily Balance toEarn Interest $2,500.00 |
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| $ 0.00 - $ 2,499.99 |
0.00% |
0.00% | |||||||||
| $2,500.00 - $19,999.99 |
0.30% |
0.30% |
|||||||||
| $20,000.00 - $74,999.99 | 0.45% |
0.45% | |||||||||
| $75,000.00 and above |
0.55% | 0.55% | |||||||||
Senior Checking Account |
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| Minimum Opening Balance $100.00 |
Minimum Average Daily Balance to Earn Interest $1,500.00 |
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| $0.00 - $1,499.99 | 0.00% | 0.00% | |||||||||
| $1,500.00 and above |
0.40% |
0.40% | |||||||||
Savings and Special Club Share Accounts |
|||||||||||
| Minimum Opening Balance $25.00 |
Minimum Average Daily Balance to Earn Interest $25.00 |
||||||||||
| $ 0.00 - $ 25.00 | 0.00% |
0.00% |
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| $ 25.01 - and Up | 0.30% | 0.30% |
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Kirby The Kangaroo Kids Savings Account |
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| Minimum Opening Balance $25.00 |
Minimum Average Daily Balance to Earn Interest $25.00 |
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| $ 25.00 and above |
0.40% | 0.40% | |||||||||
Individual Retirement Account (Share IRA) |
|||||||||||
| Minimum Opening Balance $250.00 |
Minimum Average Daily Balance to Earn Interest $250.00 |
||||||||||
| $0.00 - $249.99 | 0.00% |
0.00% | |||||||||
| $250.00 and above |
0.45% |
0.45% | |||||||||
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U-1st Community Federal Credit Union
601 N. Canal St. Carlsbad, NM 88220
5758871785
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